These Terms of Service ("Terms") govern your use of the CLIP website, located at www.clipbenefits.com (the "Site"), operated by CLIP ("CLIP," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.

1. Acceptance and Purpose of the Site

1.1 Informational Site Only

The CLIP Site is an informational website only. Its sole purpose is to provide general information about CLIP's core services, including its cost containment model, pricing philosophy, and integrated solutions (e.g., Domestic and International Sourcing, Pharmacy Network Optimization, and HUB Services).

1.2 No Contractual Offer

The content on this Site does not constitute a legal offer to contract, guarantee pricing, or establish a service agreement. Professional services, including claims management and consulting, are exclusively governed by separate, written agreements (e.g., Service Agreements, Business Associate Agreements) executed between CLIP and the client (PBM, TPA, or Plan Sponsor).

 

2. Nature of Services and Disclaimers

2.1 No Medical or Professional Advice

The information presented on the Site is not a substitute for professional medical, financial, or legal advice. You should consult your own professional advisors, health plan administrators, or medical providers for personalized guidance.

2.2 Reliance on Information (As Is)

The Site and its content are provided on an "as is" basis. CLIP makes no warranties regarding the accuracy, reliability, completeness, or currentness of the information displayed. Any reliance you place on the information is strictly at your own risk.

2.3 HIPAA and Privacy

Your use of this Site is subject to our Privacy Policy, which outlines how we handle data. If you are a member of a client plan, the specific handling of your Protected Health Information (PHI) is governed by the executed Business Associate Agreement (BAA) between CLIP and your health plan or employer.

 

3. Use of the Site and Prohibited Conduct

3.1 Permitted Use

You may use the Site only for lawful, non-commercial, and informational purposes.

3.2 Prohibited Activities

You agree not to use the Site:

• To engage in illegal activities or violate any applicable law.
• To transmit spam, unauthorized advertising, or promotional materials.
• To interfere with the proper working of the Site, including hacking or introducing malicious code (e.g., viruses or worms).
• To use automated tools (spiders, bots) to access or copy substantial portions of the Site.

 

4. Intellectual Property Rights

4.1 Ownership

The Site and its contents (including text, graphics, logos, software, and the "CLIP" name/logo) are owned by CLIP and are protected by intellectual property laws.

4.2 Limited License

You are granted a limited, non-exclusive, non-transferable license to view and print individual pages of the Site solely for your internal informational purposes.

 

5. Limitation of Liability

CLIP will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or reliance on the Site or any linked third-party resources. This includes any loss or damage caused by technologically harmful material that may infect your computer equipment due to your use of the Site.

6. General Provisions

6.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any legal action or proceeding related to your access to, or use of, the Site shall be instituted in a state or federal court in the State of New York.

6.2 Entire Agreement

These Terms, along with the Privacy Policy, constitute the sole and entire agreement between you and CLIP regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.

6.3 Contact Information

If you have any questions or require clarification regarding these Terms of Service, please contact our team using the information below:
Email: contact@clipbenefits.com
Phone: 1-888-303-5780